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Learn About Fleming Insurance Agency

What makes Fleming Insurance Agency an exceptional choice for insurance protection? It is our passion as an independent insurance agency to put the power and knowledge back into your hands, so you know exactly what your policy covers and what you are covered for—and we won’t rest until you do. At Fleming Insurance Agency, your business is why we exist, and we thrive at bringing you second-to-none service and maintenance when it comes to new or existing coverage.

Fleming Insurance Agency stands firm in our values. We take ownership of your experience and push one another to grow and excel while meeting your expectations while leveraging the latest technology to deliver you ease of use and convenience with each and every interaction. Whether you’re looking for a new insurance quote, a review of a current policy, or have questions about your current policy, we welcome you to get in touch today.

Why Go Independent?Learn About Us

With Offices Across Wisconsin and Minnesota

We have six locations and proudly serve the Midwest and beyond. Call or stop by your local office today!

We offer a variety of insurance solutions.

We are by your side every step of the way.

We are licensed insurance advisors.

Insurance Solutions Start Here

Fleming Insurance Agency offers a variety of personal insurance, business insurance, and employee benefits solutions to help you protect what matters most.

Personal Insurance

Protect what is most important to you with personal insurance solutions.

Business Insurance

Safeguard the future of your business with business insurance solutions.

Employee Benefits

Protect, attract, and retain your team by building an employee benefits package.

Insurance by Industry

We offer insurance by industry tailored to help safeguard your business.

We Are Highly-Reviewed

Check out our reviews and see why you should switch to Fleming Insurance Agency.

Read Our Reviews

“They knew exactly what I needed and ended up getting me a policy for a third of the cost of my other plan. And they did it over the phone in about 15 minutes! I’m very happy with Fleming Insurance.”

Rob G.

“Absolutely amazing to work with from day one! Their customer service and prompt attention to any questions or need for additional policies have exceeded expectations. The rates provided have been the best we have had in years!”

Carmen F.

“I cannot say thank you enough! Not only did I save money and get better coverage I had an agent who was able to thoroughly educate me on the differences and work with me so that I was completely comfortable with my new policies!”

Nikki H.

An Independent Agency Gives You Options

We proudly represent Erie Insurance, Safeco, and more!

Bodily Injury Liability Coverage
Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.


Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage
Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.


The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.

Medical Payments Coverage and Personal Injury Protection
Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.


Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.

Uninsured / Underinsured Motorist Damage Coverage
Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.


Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage
Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.


Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Rental Coverage / Loss of Use
Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.


Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

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Manage Your Policies

Already a client of Fleming Insurance Agency? Visit our Service Center to make requests and manage your insurance.

Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

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